"If you're looking for a home, it's imperative that we fully understand your needs, hobbies, and lifestyle desires so that we can guide you to the perfect place to call home. We will drop everything to show you that brand new listing on the market and deliver an offer quickly even if it's after hours. When it comes to a multiple offer situations, we extremely competitive and utilize proven strategies that have helped so many of our clients get the home of their dreams.

 

Houston has so much to offer, my family and I relocated here from Los Angeles in early 2007 which has given me hands-on experience of the relocation process. I know exactly what you are going through and how important the right choice of community, lifestyle, and amenities are to making your transition here as seamless as possible.

 

Moving to Houston was the best decision for my family and there is no place I would rather live, work and raise my family. I am also a momma of 4 including two adult children so I have been through many stages of life that also help me relate to your needs effectively. I want to help make your future here in Houston a great one!"

 

Somer Padilla

Pre-Qualification

Congratulations on researching the home buying process. When you do find your perfect home, you may need to act quickly. That's why it's a good idea to make sure you have all your financial arrangements in order beforehand.

 

 

  • Set a budget (a mortgage broker can help with this)

  • Plan for a down payment (typically between 5 and 20 percent of the asking price)

  • Get copies of your current credit report

  • Get preapproved for a mortgage

 

All offers should be submitted to sellers with a pre-qualified letter from your lender or proof of funds if paying by cash. If you don't have a solid credit history, don't worry, it typically takes about 3-6 months for potential buyers to work on and repair credit issues, so it always best to talk with a loan officer early and have them start the pre-qual process. If you are not pre-qualified, they will tell you what needs to be done. I have worked with several local lenders that I can refer you to. Just contact me.

 

To get preapproved, your lender will request:

  • A credit check

  • Current bank statements

  • Pay stubs

  • Tax returns

  • Other documentation

The Search

During our first conversation, we will ask you pertinent questions prior to your house hunting trip, and ask that you please provide me with as much information as possible. This will assist us tremendously in the preliminary home search for your specific needs. Don’t forget to share the things that you may consider trivial, such as a favorite piece of furniture you need to fit in, Aunt Sally who is a frequent guest, or the fact that golf IS your life! We are experts in our field and can make the moving experience a pleasant one for the entire family. We can also provide information relative to your other needs, such as child care, church preferences, special medical needs, and assistance for the elderly. If you have a need and can’t find a resource or an answer, we will find the answer for you. Please do not hesitate to ask, service is my business.

Negotiations

Once you have selected a house, We will provide you with comparable sales in that neighborhood, so that we can decide on the offer price. It is our job to get you the best price on your new home. We will draft the initial contract and present it to the listing agent. At the same time, we will provide you with an estimate of closing costs


Please feel free to have an attorney look over your contract or come to closing to represent you. Although the contracts and most closing papers are standard forms, it is your right to have an attorney represent you.

 

© 2021 The Somerlyn Group. All rights reserved.

Consumer Information Form 1-1
Required by Article 22 of the Texas Administrative Code 531.18.2​
Information of Brokerage Services
 
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